You worked it out the hard way.
They don't have to.
Twelve months of Akrue. The money stuff nobody explains: payslips, tax, super, and how investing actually works. Real market data, no real money at risk.
Gift · 12 months
licence.
Which of these did anyone
actually sit down and explain to you?
Tap the ones nobody ever walked you through. Be honest.
Neither did anyone explain them to your kid.
The difference is, now there's somewhere to learn it.
They were never told.
A first job doesn't come with instructions. Neither does a payslip, a tax return, or a super statement. Most young Australians work out money by getting it wrong first, and the mistakes at 18 are the expensive kind, because they're the ones that set the habits.
"I just spent it on dumb shit."— 17, apprentice
"I wasted $29,000 by the time I was 19. Nobody ever taught me what money was worth."— father of three
"What's an ETF and how do I buy one?"— 46, working full-time his whole life
Real quotes from Akrue's own research conversations, shared with consent.
$200 lasts a fortnight.
There's nothing wrong with cash. But you already know where it goes, and so do they. This is the version they still have in ten years.
We'd rather they learned what to do with $200 than got given it twice.
You're not buying them twelve months. You're buying them the next forty years of knowing what's being said. See why this lasts →
You paid for the driving lessons.
This is the other licence.
Nobody thinks twice about paying someone to teach a seventeen-year-old to drive. We just never built the equivalent for money.
What they actually get
Survive: the bit school skipped
Payslips, tax, super, rent, debt. Where the money actually goes, and how to keep some of it.
Practice on real markets
Live ASX and US market data, simulated money. They can make every beginner mistake at zero cost.
Five minutes a day
Short lessons and a daily question tied to real news. Built to be a habit, not a course.
Their mates, not their parents
Crews and leaderboards. They learn it alongside their friends, which is the only version anyone actually sticks with.
You can't invest what you never managed to keep.
You won't be able
to check on them.
Their account is private. You won't see their trades, their scores, or whether they opened it today. We know that's not what you want to hear.
It's also the reason they'll use it. Anything that feels like being monitored gets ignored, and we'd rather build the thing they actually open.
Four steps, plainly
Made for milestones
Every one of these moments comes with new money decisions. Tap one to see what changes, and what Akrue covers when it does.
Fair questions
Will they actually use it?
Is 16 too young? Is 22 too old?
Is this financial advice?
Can they lose money?
I don't understand investing myself. Will I look silly?
What happens after twelve months?
What if they already know all this?
The thing you wish someone
had told you.
Twelve months. Starts whenever they're ready. Join the gift waitlist and you'll be the first to know when gifting opens, pricing included.