Free tools

Useful before
you even sign up

Free, fast, and private. Every tool runs entirely on your device: nothing you enter is stored or sent anywhere, and no email is required to see your result.

Payslip Decoder

Enter your gross pay and get every line explained. PAYG tax, super, Medicare levy, HECS. Finally know where it all goes.

Live now

HECS Repayment Explorer

Your repayment under the new marginal system, what indexation does to your balance, and your payoff timeline.

Coming soon

Car True Cost

The real cost of that car: rego, insurance, fuel, depreciation, not just the sticker price.

Coming soon

Super Fees Checker

What fees actually do to a super balance over decades, explained with your own numbers.

Coming soon

General information only. These tools provide general financial education. They show how things work, never what you should do. They are not financial advice and don't take your personal circumstances into account. All figures are sourced and dated on each tool.